Branch Sales Offer an Attractive Solution to Maintaining Capital Levels

Presenter: John Adams

Duration: 1 hour

Price: $249 / $199 for Affiliation Members

As a number of banks struggle to maintain adequate capital levels in the face of asset quality challenges, branch sales may offer an attractive solution: deleveraging balance sheets while raising new capital. There have already been numerous branch sales motivated by these factors and more sales of this nature can be expected. Understanding how branch sales are valued is essential in order to be able to respond to an opportunity that may arise in your market. Our discussion will include detailed examples of branch valuation as well as integration. A brief overview of the performance of the industry including bank M&A will provide a perspective for the branch acquisition discussion.

• A large number of banks are considering a sale of branches in an effort to deleverage
• These branch sales typically follow consistent valuation parameters, which will be discussed
• Integration of branch purchases is typically less cumbersome than whole-bank acquisitions
• In light of the current asset quality environment, it is important to understand the negotiation involving nonperforming or watchlist credits
• A brief discussion of recent industry performance and overall bank M&A will give perspective to the branch sale opportunity

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BIO: John Adams

John Adams is a Director of M&A with Sheshunoff & Co. Investment Banking. John is focused on merger and acquisition advisory services and has also worked with many of the firm’s shareholder valuation clients. His background includes buy-side and sell-side engagements, merger negotiation and structuring, financial analysis and industry research. Prior to joining Sheshunoff eight years ago, John spent four years with Lehman Brothers working in the Financial Institutions Group in New York. John has over ten years of experience in financial services, valuing financial institutions and advising clients in the mergers & acquisitions process, involving both public and private institutions, as well as equity and debt underwriting.

John regularly presents economic and M&A updates at Sheshunoff conferences and has taught at the Wisconsin Graduate School of Banking. Early in his career, he worked for a year in Asia on a project to restructure the banking sector after the Asian currency crisis of 1997.

John obtained his Masters degree in mathematics from the University of North Texas and also holds a bachelor of business administration degree in finance from the University of Texas at Austin. John is a registered representative with FINRA and holds the Series 62 and 63 licenses.

Continuing Professional Education Credit

Delivery Method: Group Internet-based       CPE Credits: 1
Program Level: Overview       Prerequisites: None       Advance Preparation: None

 

Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com.

 

 

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