Loan Review: Establishing an Independent Loan Monitoring and Warning System

Recorded: Jan 19, 2010

Presenter: Mark Uhler

Price: $249 / $199 for Affiliation Members

The purpose of the loan review process is to establish an early warning system to detect potential asset problems. Once problems are identified you can implement effective work out strategies to reduce the underlying risk in the loan portfolio and consequently reduce loan loss reserves and net loan losses. And why is this so important to your bank's bottom line?

To a great extent, the quality of the loan portfolio determines the profitability of your bank and therefore, has material consequences for your Board, management, stockholders, bank customers and regulators. Failure to establish an accurate, independent, and effective loan review process can cause strong regulatory criticism, greater loan losses and erode shareholder value. In fact, bank failures and many bank president terminations can be directly attributed to a breakdown in the loan review process.

This webinar will cover why having an effective loan review process given the present regulatory and economic climate is essential, how to develop a policy that sets forth the scope of a loan review program, and best practices for an efficient, thorough program. Our expert speaker will address:

• The cornerstone of the loan review program- the policy
• The purpose of a loan review system
• The objectives to be achieved by instituting a formal loan review process
• Key elements of an effective loan review program
• The benefits to the organization of a loan review program
• Best Practices

 

BIO: Mark Uhler

Mark joined Sheshunoff Consulting + Solutions' Risk Management Division after a 36 year banking career as a consultant, regulator, and banker with specialties in loan reviews, reserve for loan loss reserve analysis, and problem loan work out administration. Mark served as President and Chief Executive Officer of troubled banks in Kansas, Missouri, Oklahoma and Texas where he was responsible for successfully restoring the banks to a safe and sound condition.

Mark began his career as a national bank examiner for the Office of the Comptroller of the Currency in the Kansas City, Missouri in 1973.

Mark authored the “Guide to Developing a Written Lending Policy” for the American Bankers Association and participated in designing the “Business Banker” certification for the Institute of Certified Bankers.

Mark graduated from the Stonier Graduate School of Banking at Rutgers University in 1984 and received a Bachelor of Science, Business Administration degree from Pittsburg State University majoring in accounting and economics in 1977.

Continuing Professional Education Credit

Delivery Method: Group Internet-based       CPE Credits: 1
Program Level: Overview       Prerequisites: None       Advance Preparation: None
Registration: To register online, please select the time in the box in the upper right or call us at 1.800.477.1772

 

Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasbatools.com.

 

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