Knowledge Entries
-
Check Up on Truth-In-Lending Changes for Real Estate Lending
By: Kathlyn L. Farrell, J.D., CRCM, CAMS, AMLP on 03/02/2010Overview of the most important elements of the 2009 Regulation Z real estate loan revisions Read more
-
Dr. Ed Seifried Shares His 2010 Industry Outlook with CEOs
By: Dr. Edmond J. Seifried on 01/19/2010Dr. Ed’s preliminary list of what every bank CEO should be actively monitoring in the short term and longer term issues they should think... Read more
-
IT Insight
01/13/2010IT Insight helps bank execs control IT expenses, balance IT needs and spending, and make business decisions. Sheshunoff offers assessment... Read more
-
Lending & Credit
01/07/2010Get the most out of your employees, meet customer expectations and regulatory demands, at a cost that is satisfactory to shareholders with... Read more
-
SCS’s View on the NSF/OD Environment & Use of Enabling Technology
12/22/2009There has been a significant amount of activity in the overdraft regulatory and legislative environment, including requirements finalized... Read more
-
Best Practices: Benefiting from a Pricing Discipline
12/14/2009The three components of loan profitability are the interest rate, loan fees, and the customer’s deposits. Read more
-
Enterprise Risk Management
By: John P. Hurlock on 12/05/2009With all of the money and time we have invested in risk management over the last ten years, how did we wind up where we are? Why are we... Read more
-
Is the Great Recession Over?
By: Dr. Edmond J. Seifried on 12/02/2009Dr. Seifried takes a look at the GDP growth numbers and what they mean to the economic recovery. Read more
-
It Seems Clicks Have Not Replaced Bricks, but the Bricks Have Changed!
By: Annette Grooms on 11/13/2009
Banking customers today have more channels to use for their banking needs than ever before. ATMs, computers, and cell phones—technology... Read more
-
The Consumer Protection Masquerade
By: Gabrielle Sheshunoff on 10/27/2009
“FAIR Overdraft Coverage Act of 2009” claims to protect consumers from allegedly abusive overdraft practices. Read more
-
Building a Strong Dashboard for the Board of Directors
By: John P. Hurlock on 10/16/2009
One of the biggest challenges any organization has involves the concept of transparency. This is true both inside the organization and outside... Read more
-
Transparency should be goal of proposed industry reg reform
By: Gabrielle Sheshunoff on 09/25/2009
NW Financial Review Article Read more
-
Truth in Lending: A 20/20 View
By: Kathlyn L. Farrell, J.D., CRCM, CAMS, AMLP on 09/25/2009
The Truth in Lending Act early disclosure rules were substantially changed by The Mortgage Disclosure Improvement Act enacted in July 2008... Read more
-
Let’s Not Create Another Monster
By: Gabrielle Sheshunoff on 09/21/2009
Why in the world would Congress want to create a new bureaucracy to “protect” financial services consumers? Read more
-
Compliance & Social Commerce: Tweets & Posts & Blogs
By: Kathlyn L. Farrell, J.D., CRCM, CAMS, AMLP on 08/24/2009
Article written for the ABA Compliance magazine: September edition. Read more
-
Banking Perspectives by Gabrielle Sheshunoff
By: Gabrielle Sheshunoff on 07/30/2009
Scary Movie: What should we be doing now? Read more
-
Back to the Bank for Small-Dollar Loans
06/19/2009
InstantAdvance is a conservative, best practices tool that enables financial institutions to meet their customers’ emergency cash needs... Read more
-
2009(I) GDP Release, The April Job Report, and Other Recent Economic Releases: Any Signs of Hope?
By: Dr. Edmond J. Seifried on 05/11/2009
When the history of the current economic tsunami is written decades from now, the first quarter of 2009 may be viewed as the pivotal point... Read more
-
Keep the Lights On: Thoughts on Getting Through the Crisis
By: Robert Stevenson on 04/21/2009
Every single banker in America is contending on some level with the financial and economic crises. The realization that you’re not alone... Read more
-
The Power of Presence
04/21/2009
Dennis Snow, Speaking of Service Excellence Blog. Those employees who focus on creating great experiences make customers feel welcome... Read more