Knowledge Entries
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To Disclose, Or Not To Disclose
09/08/2010With the implementation of Regulation E, it appears that the dynamics associated with a financial institution’s overdraft program yet... Read more
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What Lessons Can Be Learned from the Wells Fargo $203M Lawsuit
08/30/2010On August 10, 2010, a large “ripple” emanating from San Francisco was felt throughout the banking world. The “ripple” was caused... Read more
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Wireless WAN Security
08/24/2010Banks have an ever-increasing need for Wide Area Network (WAN) services to transfer information among their central locations, branches... Read more
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How to Interpret the Latest FDIC Proposed Overdraft Program Guidance
08/23/2010Late last week the FDIC came out with their FIL-47-2010, which detailed its latest supervisory expectations, and asked for comment on them... Read more
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The Inevitable Conversion: Achieving Faster Return on Investment
08/09/2010Whether banks approach them as positive or negative, technology conversions are inevitable at every institution. Each year, nearly 1,100... Read more
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Core Deposits More Critical than Ever to Bank Profitability
08/05/2010The financial services market continues to be fragmented, with profitable customers sharing their wallets among two, three, or sometimes... Read more
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Are You Ready for an Operational Risk Management Solution?
08/05/2010So you survived the chaos of 2009 but it's time to fast-forward to 2010. How about focusing the second half of 2010 on delivering value... Read more
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Seeing Versus Knowing
By: John P. Hurlock on 07/26/2010The press has been talking about it for a while. If you Google it, you find almost a half million hits: try it- corporate governance failure-... Read more
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Capital Planning: At a minimum, each organization's Capital Plan should address the organization's current and future capital requirements.
By: Geri Forehand on 07/20/2010
At a minimum, each organization's Capital Plan should address the organization's current and future capital requirements. Read more
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Focus on Succession Planning
By: Christina Churchill on 07/12/2010
Given the current state of the economy, it's no surprise that many financial institutions are re-evaluating their current staffing structure... Read more
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Vendor Management
06/21/2010
It may be understandable that with many of the issues taking place in the industry today that vendor management might be far priority list... Read more
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Keep Checking the Rear View Mirror to Avoid Disaster: Objects in our industry's mirror change on a rear-view basis.
06/15/2010
Objects in our industry's mirror change on a rear-view basis. Read more
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The Importance of Technology in Managing Your Institution's Liquidity
By: John P. Hurlock on 05/25/2010
Liquidity management has evolved from a minor element of risk execution to its current status as one of the four risk management areas... Read more
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Gen Y in Community Banking
05/12/2010
We hear a lot about Gen Y – the Millennials, the Echo Boomers, the Net Gen. They are between the ages of 15 and 32, and at about 70 million... Read more
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Bank Capital is King, but How Much is too Much?
By: Curtis Carpenter on 05/10/2010
Although the banking industry continues to labor under the weight of billions in nonperforming assets, we think we can spot some early signs... Read more
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2010 Industry Outlook
03/26/2010
by Curtis Carpenter. Nonperforming assets and problem banks... Read more
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Risk Management (Formally) Drives into the Boardroom
By: John P. Hurlock on 03/19/2010
Don’t be surprised if you see various rules regarding Board responsibilities, specifically those issued by the Securities and Exchange... Read more
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A Fair Lending Compliance Update for Directors
03/19/2010
Directors are expected to provide oversight on the quality of bank’s management attention to this important area of regulatory compliance... Read more
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CRE: Getting It Right
03/15/2010
We talked to several bankers and CRE experts and have compiled a list of the crucial elements of a successful, safe and sound CRE program... Read more
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Opt in Rules : Routine Compliance Headache or Critical Juncture?
By: Gabrielle Sheshunoff on 03/15/2010
Financial institutions come August will begin to lose what some experts say is half their non-interest income because of Reg E opt in rules... Read more