Sheshunoff Consulting + Solutions’ team of Risk Management experts are leading providers of Risk Services to the financial services industry. We can provide your financial institution with fully outsourced Risk Management services or supplement your existing resources to perform specific projects (co-sourcing). Either way, we are there with you every step of the way. We can help you avoid problems before they occur, identify issues before they grow, and provide you with solid advice to manage any or all aspects of your risk management program.
Our team is a blend of former regulators and bankers continuously focused on the leading edge of emerging issues, regulations and best practices. That’s why financial institutions turn to us when they need to manage, monitor, and mitigate risk. We offer a wide range of risk management consulting services, including:
Internal Audit
Increasing demands for financial and operational accountability means added stress on your internal auditing resources. Our experienced specialists will provide a risk-based approach that will identify key areas of risk and minimize your exposure.
Loan Review
A solid loan review process needs to be objective, thorough, and comprehensive to uncover any “red flags” or deficiencies in your loan portfolio. Our loan review experts have the diverse financial background and regulatory experience necessary to know what to look for in today’s more stringent regulatory environment.
Exam Assistance Services
Tailored examination assistance from our risk management and compliance experts to help you adequately prepare for the intensity and detail of the new exam focus. Improve your examination performance with a strategic approach for cost-effectively managing regulatory changes.
Information Technology Audit
Information technology auditing involves a process of planning, testing information system controls, reporting audit findings, and providing solid recommendations. As a full-service provider of information technology auditing, we can provide your institution with top-tier IT professionals to handle every aspect of this process.
Regulatory Compliance
The complexity of today’s regulatory environment requires a level of compliance knowledge that is difficult to find and maintain. With our team of compliance professionals, your institution will have access to the breadth and depth of expertise that is essential to meeting examiner expectations. Our Compliance Administration Program provides your institution with the broad-based expertise necessary to address the growing complexities of the current regulatory environment.
BSA/AML Compliance
BSA/AML continues to draw intense regulatory scrutiny and is an evolving examination process. Most financial institutions do not maintain the necessary expertise to develop, implement, and maintain an effective program. That’s why our clients turn to our subject-matter-experts when they need assistance with BSA/AML compliance.
De Novo Compliance Services
Today, every de novo institution faces many challenges related to meeting regulatory requirements and coping with the overhead of maintaining qualified compliance staff. We have the broad-based compliance expertise to help you manage these challenges while controlling costs. Our De Novo Compliance program is a comprehensive, turnkey solution.
Enterprise Risk Assessment
The Enterprise Risk Assessment is a high-level review evaluating the risks in all functional areas of the financial institution. The ERA considers both the current regulatory requirements and industry best practices to assess the ever-changing risk levels across the entire enterprise. A periodic review utilizing a fluid risk analysis and response process is important to the financial institution’s continued success.
CREInsight
SCS has teamed up with Ardmore Banking Advisors to offer the easiest to use, most comprehensive Commercial Real Estate portfolio management and CRE Loan Stress Testing solution. The regulators are requiring closer scrutiny and analysis of your CRE loan portfolio, we have the tools and the expertise to help you deal with this new regulatory initiative.