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    <title>Sheshunoff Consulting + Solutions &#45; Events</title>
    <link>http://www.smslp.com</link>
    <description>Events RSS Feed</description>
    <dc:language>en</dc:language>
    <dc:creator>Sheshunoff Consulting + Solutions</dc:creator>
    <dc:rights>Copyright Sheshunoff Consulting + Solutions. All rights reserved.</dc:rights>
    <dc:date>2010-03-04T19:56:55+00:00</dc:date>
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    <item>
      <title>The State of Community Banking:&amp;nbsp; What Happens Next?</title>
      <link>http://www.smslp.com/events/The-State-of-Community-Banking-What-Happens-Next/</link>
      <guid>http://www.smslp.com/events/The-State-of-Community-Banking-What-Happens-Next/#When:2010-03-10</guid>
      <description>Presenters: Curtis Carpenter
Duration: 1 hour
Price: $249 / $199 for Affiliation Members
Join us in a fast&#45;paced, data&#45;rich review of the many historic changes that have reshaped the landscape of community banking and the opportunities these changes present.
In this session, our speaker, Curtis Carpenter, will reduce the complexity of the past 18 months of historic change to manageable pieces and participants will:

Understand the implications of the growing imbalance in market share among the nation&#39;s banks
Understand the reasons behind the recent performance gap between the nation&#39;s largest banks and community banks
Review the trends in the prices of publicly&#45;traded bank stocks and examine their implications 
Take a comprehensive tour of the current state and trend lines of asset quality throughout the country
Discuss the current perspective of bank regulators and the stifling impact of recent regulatory trends
Review the root causes of bank failures to date and what to expect in closings in 2010 and 2011
Examine the cost of bank failures and lessons learned
Analyze recent merger activity, prices and where the best opportunities will be in 2010
Look ahead to see what is next for both community bankers and the organizations they run

Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Investment Banking, Webinars</dc:subject>
      <dc:date>2010-03-10</dc:date>
    </item>

    <item>
      <title>Technology &amp;amp; Operations Officer Affiliation Meeting, Scottsdale, AZ</title>
      <link>http://www.smslp.com/events/technology-operations-officer-affiliation-meeting-scottsdale/</link>
      <guid>http://www.smslp.com/events/technology-operations-officer-affiliation-meeting-scottsdale/#When:2010-03-11 - 2010-03-12</guid>
      <description>Most Technology and Operations Officers are tasked with reducing expenses and improving operational efficiencies.The extensive peer interaction will provide you with new ideas certain to enhance operations and maximize technology.
Whether you are looking for different methods on how to leverage technology, increase operational efficiencies, or prepare for IT exams, you will walk away with numerous ideas that address these key areas.
Please call us at 800&#45;477&#45;1772 for registration details or enroll using the form.</description>
      <dc:subject>Affiliation Meetings</dc:subject>
      <dc:date>2010-03-11 - 2010-03-12</dc:date>
    </item>

    <item>
      <title>CEO Affiliation Meeting, Scottsdale AZ</title>
      <link>http://www.smslp.com/events/ceo-affiliation-meeting-scottsdale-az/</link>
      <guid>http://www.smslp.com/events/ceo-affiliation-meeting-scottsdale-az/#When:2010-03-15 - 2010-03-17</guid>
      <description>As your bank&amp;rsquo;s CEO, reducing risk, managing expenses, increasing profits and planning for the future are just a few of your concerns. At the CEO Affiliation Program, you&amp;rsquo;ll hear the latest approaches to address these issues.
The conference highlight is the &amp;ldquo;High Performance Idea Exchange&amp;rdquo;, where you&amp;rsquo;ll hear what other CEOs have done to improve their profits. This peer networking gives you access to a knowledge pool that you can use today and in the future.
Please call us at 800&#45;477&#45;1772 for registration details or complete the registration form.</description>
      <dc:subject>Affiliation Meetings</dc:subject>
      <dc:date>2010-03-15 - 2010-03-17</dc:date>
    </item>

    <item>
      <title>The S.A.F.E. Act</title>
      <link>http://www.smslp.com/events/the-safe-act/</link>
      <guid>http://www.smslp.com/events/the-safe-act/#When:2010-03-17</guid>
      <description>Presenters: Dena Roudybush
Duration: 1 hour
Price: $249 / $199 for Affiliation members
The Act is one component of The Housing and Economic Recovery Act of 2008, designed to assist with the recovery and the revitalization of America&#39;s residential housing market.&amp;nbsp; This course will provide a thorough review of the Act&amp;nbsp; to ensure compliance with all loan officer licensing and registration obligations imposed by the S.A.F.E. Act.

The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) requires all financial institution employees who act as residential mortgage loan originators to register with a new nationwide registry.&amp;nbsp; Learn which employees fall within the definition of &amp;ldquo;loan originators&amp;rdquo; and who is exempted from licensing and registration.
What are the &amp;ldquo;minimum standards&amp;rdquo; set forth under S.A.F.E?
What are the annual registration and licensing requirements for loan originators and institutions?
Participants will be walked through the process of using the National Mortgage Licensing System (NMLS) to apply for a company license and manage branch and loan originator licenses.
Learn about course requirements and state requirements for the education and testing component of S.A.F.E.
Gain valuable insight on effectively using NMLS.
Institutions are required to establish written policies and procedures so they can monitor their registered mortgage loan originators to ensure compliance with S.A.F.E.&amp;nbsp; This comprehensive course will cover &amp;ldquo;best practices&amp;rdquo; procedures to manage your company and individual records in NMLS.&amp;nbsp;&amp;nbsp;

BIO: Dena Roudybush

Dena M. Roudybush serves as lead counsel for Compliance Counsel, PC, a Virginia&#45;based law firm that represents mortgage lenders and brokers, banks, mortgage servicers, and private equity firms on regulatory compliance matters.&amp;nbsp; Ms. Roudybush is recognized in the mortgage banking industry as an expert on regulatory compliance matters. She has served as General Counsel and Director of Servicing for a national mortgage servicing company and continues to educate and advise banks, credit unions, lenders, and servicers on all aspects of mortgage banking law on a national level.
Additionally, Ms. Roudybush has made several guest appearances on Washington D.C.&amp;rsquo;s ABC morning and evening news in 2009 to discuss the current housing crisis.&amp;nbsp; She was the first featured female guest on the CBS radio show&quot;
&amp;nbsp;
Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-17</dc:date>
    </item>

    <item>
      <title>Regulatory Expectations for Your ALLL Estimate</title>
      <link>http://www.smslp.com/events/Regulatory-Expectations-for-Your-ALLL-Estimate/</link>
      <guid>http://www.smslp.com/events/Regulatory-Expectations-for-Your-ALLL-Estimate/#When:2010-03-18</guid>
      <description>Presenters: Mark Uhler &amp;amp; Cathy Ellis
Duration: 1 hour
Price: $249 / $199 for Affiliation Members
The value of estimating the allowance for loan and lease losses is highly underrated. Many bankers are so intent on staying abreast and in compliance with regulatory and accounting rules that they miss the significance of managing the reserves. Management needs to be proactive and understand the risks inherent in their loan portfolios in addition to attending to regulatory concerns. The purpose of the reserve is to quantify the potential loss a lender may have as a result of risks inherent in the loan and loan portfolios. Managing the amount is critical to bank earnings, bank capital and job security for the CEO and other bank executives.
This webinar will cover issues that are central to estimating your ALLL, including:

Unraveling the complex regulatory and accounting requirements
Creating strong documentation consistent with current regulations
Valuing the portion of the reserve allocated to impaired loans &#45; (FASB 114)  

Documentation
Frequency of valuation
Acceptable valuation methods


Valuing the reserve allocated to the general risk portion &#45; (FASB 5)  

Stratification of loan portfolio
What historical loss time frame is appropriate to use?
Weighting loss history


Other factors to consider  

What do I do when my loss history supports a figure that I think is too much or too little?
How much can other factors modify my reserve before triggering regulator issues?
Common mistakes to avoid 



Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-18</dc:date>
    </item>

    <item>
      <title>CEO Affiliation Meeting, Scottsdale, AZ</title>
      <link>http://www.smslp.com/events/ceo-affiliation-meeting-scottsdale/</link>
      <guid>http://www.smslp.com/events/ceo-affiliation-meeting-scottsdale/#When:2010-03-22 - 2010-03-24</guid>
      <description>As your bank&amp;rsquo;s CEO, reducing risk, managing expenses, increasing profits and planning for the future are just a few of your concerns. At the CEO Affiliation Program, you&amp;rsquo;ll hear the latest approaches to address these issues.
The conference highlight is the &amp;ldquo;High Performance Idea Exchange&amp;rdquo;, where you&amp;rsquo;ll hear what other CEOs have done to improve their profits. This peer networking gives you access to a knowledge pool that you can use today and in the future.
Please call us at 800&#45;477&#45;1772 for registration details or complete the registration form.</description>
      <dc:subject>Affiliation Meetings</dc:subject>
      <dc:date>2010-03-22 - 2010-03-24</dc:date>
    </item>

    <item>
      <title>Implementing the New Opt&#45;in Overdraft Fee Rules Under Regulation E</title>
      <link>http://www.smslp.com/events/Implementing-the-New-Opt-in-Overdraft-Fee-Rules-Under-Regulation-E1/</link>
      <guid>http://www.smslp.com/events/Implementing-the-New-Opt-in-Overdraft-Fee-Rules-Under-Regulation-E1/#When:2010-03-23</guid>
      <description>Presenters: Cynthia Traynor
Duration: 1 hour
Price: $249 / $199 for Affiliation members
Have you started implementing changes to address the new Reg E rules?
Are you properly prepared for the mandatory compliance effective date of July 1, 2010? This ruling adopts the opt&#45;in approach for all consumers and requires affirmative consent before any assessment of overdraft fees can be made.

What does this mean for your organization as you work your way through the labyrinth of details outlined in the 92&#45;page ruling?
How will you communicate effectively to your account holders, existing and new, to ensure they understand the benefits of the overdraft service and their options regarding the service?
What about your staff &amp;ndash; front&#45;line, technical, operations? Are they prepared to implement the necessary modifications to technically handle the opt in requirement, as well as properly explain your overdraft service to your account holders to facilitate the opt&#45;in requirement?

Key Points to be addressed during the webinar:

Opt&#45;In Requirement
Timing
Content and Form

We&#39;ll examine those questions, along with the key points related to the November 12, 2009, Feds final rule under the Electronic Fund Transfer Act (Regulation E) addressing a financial institution&amp;rsquo;s ability to assess an overdraft fee for paying ATM and one&#45;time debit card transactions.
Are you prepared for the mandatory compliance effective date of July 1, 2010? (August 15, 2010 for accounts opened prior to July 1, 2010).
Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-23</dc:date>
    </item>

    <item>
      <title>Avoid Common Mistakes in Collateral Descriptions under Article 9</title>
      <link>http://www.smslp.com/events/Avoid-Common-Mistakes-in-Collateral-Descriptions-under-Article-9/</link>
      <guid>http://www.smslp.com/events/Avoid-Common-Mistakes-in-Collateral-Descriptions-under-Article-9/#When:2010-03-24</guid>
      <description>Presenters: Professor Richard Dole
Duration: 1 hour
Price: $249 / $199 for Affiliation Members
&amp;nbsp;
Without an effective collateral description in the security agreement, a financial institution is unsecured, and without an effective one in the financing statement , &amp;nbsp;a financial institution&amp;rsquo;s security interest is voidable in bankruptcy. &amp;nbsp;You want to avoid these types of mistakes and that is our focus in this webinar.
UCC Article 9 governs secured transactions in personal property and fixtures coast&#45;to&#45;coast. &amp;nbsp;The basic documentation under Article 9 is a security agreement and a financing statement, both of which must contain effective descriptions of the collateral. You can mistakenly have an ineffective collateral description when, for example:

The Debtor doesn&amp;rsquo;t authorize even a model collateral description .&amp;nbsp;
Collateral is misclassified &amp;nbsp;under Article 9.

We will be discussing how to circumvent these pitfalls and the importance of understanding:

The necessity of Debtor authorization of collateral descriptions.
Per se ineffective Security Agreement and Financing Statement collateral descriptions. These descriptions leave a financial institution unsecured.
The extent to which Security Agreement and Financing Statement collateral descriptions must differ. The statutory requirements for security agreement descriptions and financing statement descriptions have important differences.
Dealing with the complex Article 9 classifications of collateral. Using factual collateral descriptions as a safe harbor. An accurate factual description of collateral can avoid misclassification of collateral under Article 9.

BIO: Professor Richard Dole

Professor Dole graduated with distinction from Cornell Law School in 1961 where he was a Ford Foundation Fellow. He received his S.J.D. from the University of Michigan Law School in 1966. He joined the Law Center faculty in 1978 as a full professor after teaching at the University of Iowa College of Law for 14 years. Professor Dole is a commercial law expert and a scholar of bankruptcy, consumer protection, and creditors&amp;iquest; rights and debtors&amp;iquest; protections. He has written a treatise on Article 9 of the Uniform Commercial Code and has been a consultant on Bankruptcy Revision to the Unites States Senate Judiciary Committee.  Professor Dole has been a member of the American Law Institute since 1977 and has chaired the Texas Commission on Uniform State Laws. Professor Dole has been a visiting research scholar to the University of Tokyo Faculty of Law and a visiting scholar of the Institute for Monetary Studies of the Bank of Japan, the Japanese Federal Reserve
Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
&amp;nbsp;
&amp;nbsp;
&amp;nbsp;
&amp;nbsp;
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-24</dc:date>
    </item>

    <item>
      <title>Regulation GG Compliance</title>
      <link>http://www.smslp.com/events/Regulation-GG-compliance1/</link>
      <guid>http://www.smslp.com/events/Regulation-GG-compliance1/#When:2010-03-25</guid>
      <description>Presenters: Lyn Farrell
Duration: 1 hour
Price: $199 / $249 for combo purchase
The regulators are increasing their focus on internet gambling and related deposit transactions as evidenced by these new requirements. In order to protect your institution from liability issues, you need to establish policies and procedures for each area to prevent your bank&#39;s ACH debit and credit transactions, wire systems, check collection and card services from unlawful transactions.This webinar will help you finalize preparations for complying with the new law and regulations including:

Examining the specific Reg GG (Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) requirements
Detailing the activities and accounts affected
Developing and implementing policies and procedures
Identifying what community banks must do to comply with the reporting requirements

Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-25</dc:date>
    </item>

    <item>
      <title>Interest Rate Risk – An Examination of the Recent Interagency Advisory</title>
      <link>http://www.smslp.com/events/Interest-Rate-Risk-An-Examination-of-the-Recent-Interagency-Advisory/</link>
      <guid>http://www.smslp.com/events/Interest-Rate-Risk-An-Examination-of-the-Recent-Interagency-Advisory/#When:2010-03-30</guid>
      <description>Presenter: John Hurlock
Duration: 1 hour
Price: $249 / $199 for Affiliation Members
ADVISORY ON INTEREST RATE RISK MANAGEMENT 2010
The financial regulators are issuing this advisory to remind institutions of supervisory expectations regarding sound practices for managing interest rate risk (IRR). In the current environment of historically low short&#45;term interest rates, it is important for institutions to have robust processes for measuring and, where necessary, mitigating their exposure to potential increases in interest rates&amp;hellip;.
On January 6, 2010 the regulators issued the above reminder on IRR.&amp;nbsp; This important guidance covered several topics that will be covered in this one hour Webinar.
Topics include (as referenced in the Guidance):

Corporate Governance
Policies and Procedures
Measuring and Monitoring of IRR 

Measurement Methodologies
Stress Testing
Assumptions


Risk Mitigating Steps
Internal Controls and Validation 

Model Validation



We will examine existing issues as well as discuss current trends, challenges and topics that will help you ensure that your approach and management of Interest Rate Risk are current and reflect the risks in today&amp;rsquo;s economic climate.


Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-30</dc:date>
    </item>

    <item>
      <title>Maintaining a Sound Approach to Your Fair Lending Program</title>
      <link>http://www.smslp.com/events/Maintaining-a-Sound-Approach-to-Your-Fair-Lending-Program/</link>
      <guid>http://www.smslp.com/events/Maintaining-a-Sound-Approach-to-Your-Fair-Lending-Program/#When:2010-03-31</guid>
      <description>Presenters: Kenneth Agle
Duration: 1 hour
Price: $249 / $199 for Affiliation Members
Have you reviewed your fair lending program lately? We find that many bankers don&amp;rsquo;t assess whether their current program is effective until it&amp;rsquo;s too late. During this webinar session, you will have the opportunity to learn from actual case studies of other financial institutions and where they went wrong.
Using this information as a jumping off point, we&amp;rsquo;ll take a look at today&amp;rsquo;s world of Fair Lending and the powerful new tools available to regulators that have, for the most part, yet to be implemented. In addition, we&amp;rsquo;ll show you how to:

Adapt these tools so you can implement similar systems based on a risk profile of your institution as it relates to fair lending. 
Apply a sample risk profile for fair lending to your institution and understand why such effort is critical to ensuring that your program is neither too excessive nor too lenient in its approach to Fair Lending. 
Identify other common mistakes institutions make; mistakes that while not likely to lead to an enforcement order or CMP but can still add up and undermine the opinion of the bank&amp;rsquo;s approach and lead to a lack of confidence in management. Once confidence is lost, it is frequently a great challenge to restore and can &amp;ldquo;spill over&amp;rdquo; to other areas of bank operations.

BIO: Kenneth Agle

As President/CEO of Counter Risk Group, Mr. Agle brings 20 years of banking experience covering almost all facets of bank compliance operations. As the president of Counter Risk Group and previously as the senior partner of The Triac Company, Mr. Agle has developed one of Southern California&amp;rsquo;s most preeminent bank consulting firms specializing in regulatory compliance. Prior to launching his own consulting firm, Mr. Agle had been a bank examiner. As a commissioned examiner, Mr. Agle oversaw over 20 examinations, including Safety and Soundness examinations and Compliance Examinations. He materially participated in 50 additional examinations, including EDP, International and Trust examinations.Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-03-31</dc:date>
    </item>

    <item>
      <title>The FDIC Auction Process for Failed Banks</title>
      <link>http://www.smslp.com/events/The-FDIC-Auction-Process-for-Failed-Banks/</link>
      <guid>http://www.smslp.com/events/The-FDIC-Auction-Process-for-Failed-Banks/#When:2010-04-01</guid>
      <description>Presenter: John Adams
Duration: 1 hour
Price: $249 / Complimentary for Affiliation Members
The FDIC auction process for failed banks presents a unique opportunity for those institutions prepared to act quickly.&amp;nbsp; These types of sales have not occurred en masse since the RTC days following the S&amp;amp;L crisis.&amp;nbsp; We&amp;rsquo;ll review the landscape of distressed banks, recap&amp;nbsp; the failures to date, and examine the bid process, including a look at the pricing levels from over 130 auctions since the beginning of 2009. &amp;nbsp;The bid formulation process will be covered, including a hypothetical example involving a loss&#45;sharing agreement.&amp;nbsp; We discuss a summary of the critical, fair value accounting adjustments and the potential capital impact relating to the large one&#45;time gain that is common with this type of acquisition.
Join us to:

Explore the benefits and drawbacks of the FDIC failed bank auction process
Understand loss sharing agreements and negative bids
Examine detailed analysis of bid formulation and accounting impact, including potential one&#45;time gain
Study the pricing of successful bids from previous failed bank auctions involving loss sharing agreements
Understand the merits of submitting multiple bids &#45; with and without loss&#45;share &#45; when possible
Discuss auction timeline and best practices post&#45;acquisition



Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-04-01</dc:date>
    </item>

    <item>
      <title>CRE Portfolio Stress Testing Roadmap – A How to Guide</title>
      <link>http://www.smslp.com/events/CRE-Portfolio-Stress-Testing-Roadmap-A-How-to-Guide1/</link>
      <guid>http://www.smslp.com/events/CRE-Portfolio-Stress-Testing-Roadmap-A-How-to-Guide1/#When:2010-04-06</guid>
      <description>Presenter: Peter Cherpack
Duration: 1 hour
Price: $249 / $199 for Affiliation Members
According to FDIC Chairman Sheila Bair, commercial real estate lending poses the most significant risk exposure to rising credit losses over the next few quarters. She cautions that the recession coupled with the difficulty in securing financing has made this a challenging time for commercial real estate portfolios and the banks holding them. In fact, CRE loans and construction and development loans are a specific focus of the examiners right now, with an eye on sampling your institution&amp;rsquo;s CRE loan exposures. Now is a good time for you to assess the risk inherent in your institution&amp;rsquo;s CRE loan portfolio to better manage your exposures.&amp;nbsp;&amp;nbsp; This webinar will help you design and structure the appropriate testing for your institutions CRE portfolio and help you analyze the impact and better manage the resulting risks. Our industry expert, Peter L. Cherpack of Ardmore Banking Advisors, Inc will provide a tactical approach to creating a stress testing program that you can really use and one that will satisfy regulatory expectations.This webinar will cover:

How to choose your CRE Portfolio Stress Testing strategy
How to implement selected stress test scenarios
What data is required
Interpreting results with key financial and risk metrics
Managing results
Complying with regulatory expectations



BIO: Peter Cherpack

Senior Vice President, Principal, Credit Technology SolutionsArdmore Banking Advisors, IncPeter provides over twenty five years of experience serving the banking market in information technology, operations, business analysis, strategic planning and high level project management. He specializes in Credit/Risk processes, systems and technology best practices. Peter delivers and supports the installation of Ardmore Banking Advisors&amp;rsquo; credit portfolio management tools for banking institutions across the United States including CreditInsight and CREInsight. He is a subject matter expert on Commercial Real Estate, regulatory guidance and CRE portfolio stress testing and is a featured speaker at national banking events as well as authoring several articles on Commercial Real Estate portfolio management.
Continuing Professional Education Credit
Delivery Method: Group Internet&#45;based &amp;nbsp; &amp;nbsp; &amp;nbsp; CPE Credits: 1Program Level: Overview &amp;nbsp; &amp;nbsp; &amp;nbsp; Prerequisites: None &amp;nbsp; &amp;nbsp; &amp;nbsp; Advance Preparation: NoneRegistration: To register online, please select the REGISTER box in the upper right or call us at 1.800.477.1772
Sheshunoff Consulting + Solutions is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219&#45;2417. Web site: www.nasbatools.com.</description>
      <dc:subject>Webinars</dc:subject>
      <dc:date>2010-04-06</dc:date>
    </item>

    <item>
      <title>CEO Affiliation Meeting, Charleston, SC</title>
      <link>http://www.smslp.com/events/ceo-affiliation-meeting-charleston-sc/</link>
      <guid>http://www.smslp.com/events/ceo-affiliation-meeting-charleston-sc/#When:2010-04-19 - 2010-04-21</guid>
      <description>As your bank&amp;rsquo;s CEO, reducing risk, managing expenses, increasing profits and planning for the future are just a few of your concerns. At the CEO Affiliation Program, you&amp;rsquo;ll hear the latest approaches to address these issues.
The conference highlight is the &amp;ldquo;High Performance Idea Exchange&amp;rdquo;, where you&amp;rsquo;ll hear what other CEOs have done to improve their profits. This peer networking gives you access to a knowledge pool that you can use today and in the future.
Please call us at 800&#45;477&#45;1772 for registration details or complete the registration form.</description>
      <dc:subject>Affiliation Meetings</dc:subject>
      <dc:date>2010-04-19 - 2010-04-21</dc:date>
    </item>

    <item>
      <title>Senior Lending Officer Affiliation Program, Boston, MA</title>
      <link>http://www.smslp.com/events/senior-lending-officer-affiliation-program-boston-ma/</link>
      <guid>http://www.smslp.com/events/senior-lending-officer-affiliation-program-boston-ma/#When:2010-04-29 - 2010-04-30</guid>
      <description>With shrinking margins and low interest rates affecting the business of banking, Senior Lending Officers need innovative ways to enhance the profitability of their loan portfolios.
The meetings let you focus on best practices to improve lending functions and processes. The High Performance Idea Exchange gives you the opportunity to hear first&#45;hand the steps bankers have taken to re&#45;price loans, reward loan officers, attract customers and reduce risk.
Please call us at 800&#45;477&#45;1772 or complete the registration form.</description>
      <dc:subject>Affiliation Meetings</dc:subject>
      <dc:date>2010-04-29 - 2010-04-30</dc:date>
    </item>

    <item>
      <title>CEO Affiliation Meeting, New York, NY</title>
      <link>http://www.smslp.com/events/ceo-affiliation-meeting-new-york/</link>
      <guid>http://www.smslp.com/events/ceo-affiliation-meeting-new-york/#When:2010-05-03 - 2010-05-05</guid>
      <description>As your bank&amp;rsquo;s CEO, reducing risk, managing expenses, increasing profits and planning for the future are just a few of your concerns. At the CEO Affiliation Program, you&amp;rsquo;ll hear the latest approaches to address these issues.
The conference highlight is the &amp;ldquo;High Performance Idea Exchange&amp;rdquo;, where you&amp;rsquo;ll hear what other CEOs have done to improve their profits. This peer networking gives you access to a knowledge pool that you can use today and in the future.
Please call us at 800&#45;477&#45;1772 for registration details or complete the registration form.</description>
      <dc:subject>Affiliation Meetings</dc:subject>
      <dc:date>2010-05-03 - 2010-05-05</dc:date>
    </item>

    <item>
      <title>Texas Bankers Association Annual Convention</title>
      <link>http://www.smslp.com/events/texas-bankers-association-annual-convention/</link>
      <guid>http://www.smslp.com/events/texas-bankers-association-annual-convention/#When:2010-05-05 - 2010-05-07</guid>
      <description>Texas Bankers Association Annual Convention
JW Marriott San Antonio Hill Country Resort &amp;amp; Spa in San Antonio, Texas&amp;nbsp;</description>
      <dc:subject>Industry Events</dc:subject>
      <dc:date>2010-05-05 - 2010-05-07</dc:date>
    </item>

    <item>
      <title>Lyn Farrell speaking at the Arkansas Bankers Association Convention</title>
      <link>http://www.smslp.com/events/lyn-farrell-speaking-at-the-arkansas-bankers-association-convention/</link>
      <guid>http://www.smslp.com/events/lyn-farrell-speaking-at-the-arkansas-bankers-association-convention/#When:2010-05-06</guid>
      <description>120th Arkansas Bankers Association Annual Convention &amp;amp; Tradeshow , Little Rock, Arkansas
Lyn Farrell bio</description>
      <dc:subject>Industry Events, Speeches</dc:subject>
      <dc:date>2010-05-06</dc:date>
    </item>

    <item>
      <title>Dr. Ed Seifried speaking at TBA annual convention</title>
      <link>http://www.smslp.com/events/dr.-ed-seifried-speaking-at-tba-annual-convention/</link>
      <guid>http://www.smslp.com/events/dr.-ed-seifried-speaking-at-tba-annual-convention/#When:2010-05-06</guid>
      <description>Texas Bankers Annual Convention
Topic: The Economy
Dr. Ed&amp;nbsp; Seifried bio</description>
      <dc:subject>Speeches</dc:subject>
      <dc:date>2010-05-06</dc:date>
    </item>

    <item>
      <title>John Adams speaking at NH &amp;amp; VT Bankers Association</title>
      <link>http://www.smslp.com/events/john-adams-speaking-at-nh-vt-bankers-association/</link>
      <guid>http://www.smslp.com/events/john-adams-speaking-at-nh-vt-bankers-association/#When:2010-05-07</guid>
      <description>John Adams speaking at NH &amp;amp; VT Bankers CEO/Sr. Management Conference
Topic: Making Strategic Planning Decisions
Vermont Bankers Association website</description>
      <dc:subject>Investment Banking, Speeches</dc:subject>
      <dc:date>2010-05-07</dc:date>
    </item>


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