http://www.smslp.com Knowledge RSS Feed en Sheshunoff Consulting + Solutions Copyright Sheshunoff Consulting + Solutions. All rights reserved. 2010-03-02T14:42:00+00:00 http://www.smslp.com/knowledge/check-up-on-truth-in-lending-changes-for-real-estate-lending/ http://www.smslp.com/knowledge/check-up-on-truth-in-lending-changes-for-real-estate-lending/#When:14:42:00Z Overview of the most important elements of the 2009 Regulation Z real estate loan revisions Risk Management 2010-03-02T14:42:00+00:00 http://www.smslp.com/knowledge/dr.-ed-seifried-shares-his-2010-industry-outlook-with-ceos/ http://www.smslp.com/knowledge/dr.-ed-seifried-shares-his-2010-industry-outlook-with-ceos/#When:14:25:48Z Dr. Ed’s preliminary list of what every bank CEO should be actively monitoring in the short term and longer term issues they should think about. Affiliation Program, General Business 2010-01-19T14:25:48+00:00 http://www.smslp.com/knowledge/it-insight/ http://www.smslp.com/knowledge/it-insight/#When:18:17:04Z IT Insight helps bank execs control IT expenses, balance IT needs and spending, and make business decisions. Sheshunoff offers assessment of current IT function, bank’s IT governance program. Management Consulting, Technology Management 2010-01-13T18:17:04+00:00 http://www.smslp.com/knowledge/lending-credit/ http://www.smslp.com/knowledge/lending-credit/#When:13:52:43Z Get the most out of your employees, meet customer expectations and regulatory demands, at a cost that is satisfactory to shareholders with Assessment & Implementation Services. Management Consulting 2010-01-07T13:52:43+00:00 http://www.smslp.com/knowledge/scss-view-on-the-nsfod-environment-use-of-enabling-technology/ http://www.smslp.com/knowledge/scss-view-on-the-nsfod-environment-use-of-enabling-technology/#When:18:12:00Z There has been a significant amount of activity in the overdraft regulatory and legislative environment, including requirements finalized by the banking regulators and bills proposed by Congress. In this white paper we will outline what we currently know, what is pending and how SCS’s consulting and enabling technology can be best utilized in this new environment. Technology Solutions 2009-12-22T18:12:00+00:00 http://www.smslp.com/knowledge/best-practices-benefiting-from-a-pricing-discipline/ http://www.smslp.com/knowledge/best-practices-benefiting-from-a-pricing-discipline/#When:01:21:13Z The three components of loan profitability are the interest rate, loan fees, and the customer’s deposits. Technology Solutions 2009-12-14T01:21:13+00:00 http://www.smslp.com/knowledge/enterprise-risk-management/ http://www.smslp.com/knowledge/enterprise-risk-management/#When:23:56:36Z With all of the money and time we have invested in risk management over the last ten years, how did we wind up where we are? Why are we experiencing the losses we are experiencing and how come our program didn’t let us know early on what we were going to face so we could have taken apapropriate actions to avoid the losses, pain and suffering we are now experiencing? Management Consulting 2009-12-05T23:56:36+00:00 http://www.smslp.com/knowledge/is-the-great-recession-over/ http://www.smslp.com/knowledge/is-the-great-recession-over/#When:17:44:51Z Dr. Seifried takes a look at the GDP growth numbers and what they mean to the economic recovery. Affiliation Program, General Business 2009-12-02T17:44:51+00:00 http://www.smslp.com/knowledge/it-seems-clicks-have-not-replaced-bricks-but-the-bricks-have-changed/ http://www.smslp.com/knowledge/it-seems-clicks-have-not-replaced-bricks-but-the-bricks-have-changed/#When:19:49:45Z Banking customers today have more channels to use for their banking needs than ever before. ATMs, computers, and cell phones—technology advancements continue to add channels and functionality. General Business, Management Consulting 2009-11-13T19:49:45+00:00 http://www.smslp.com/knowledge/the-consumer-protection-masquerade/ http://www.smslp.com/knowledge/the-consumer-protection-masquerade/#When:15:37:34Z “FAIR Overdraft Coverage Act of 2009” claims to protect consumers from allegedly abusive overdraft practices. General Business 2009-10-27T15:37:34+00:00 http://www.smslp.com/knowledge/building-a-strong-dashboard-for-the-board-of-directors/ http://www.smslp.com/knowledge/building-a-strong-dashboard-for-the-board-of-directors/#When:15:14:03Z One of the biggest challenges any organization has involves the concept of transparency. This is true both inside the organization and outside. How much information is enough? How much is too much? And what decisions are made from the provided information? General Business, Management Consulting 2009-10-16T15:14:03+00:00 http://www.smslp.com/knowledge/transparency-should-be-goal-of-proposed-industry-reg-reform/ http://www.smslp.com/knowledge/transparency-should-be-goal-of-proposed-industry-reg-reform/#When:14:21:59Z NW Financial Review Article General Business 2009-09-25T14:21:59+00:00 http://www.smslp.com/knowledge/truth-in-lending-a-20-20-view/ http://www.smslp.com/knowledge/truth-in-lending-a-20-20-view/#When:13:44:03Z The Truth in Lending Act early disclosure rules were substantially changed by The Mortgage Disclosure Improvement Act enacted in July 2008. There are three major changes to the rule: the expanded coverage, the requirement to wait before closing a loan and the prohibition against charging fees before the consumer receives the disclosures. This article first appeared in Texas Banking Magazine 2009-09-25T13:44:03+00:00 http://www.smslp.com/knowledge/lets-not-create-another-monster/ http://www.smslp.com/knowledge/lets-not-create-another-monster/#When:17:57:37Z Why in the world would Congress want to create a new bureaucracy to “protect” financial services consumers? 2009-09-21T17:57:37+00:00 http://www.smslp.com/knowledge/compliance-social-commerce/ http://www.smslp.com/knowledge/compliance-social-commerce/#When:14:11:53Z Article written for the ABA Compliance magazine: September edition. Risk Management 2009-08-24T14:11:53+00:00 http://www.smslp.com/knowledge/banking-perspectives/ http://www.smslp.com/knowledge/banking-perspectives/#When:16:07:50Z Scary Movie: What should we be doing now? 2009-07-30T16:07:50+00:00 http://www.smslp.com/knowledge/back-to-the-bank-for-small-dollar-loans/ http://www.smslp.com/knowledge/back-to-the-bank-for-small-dollar-loans/#When:17:33:20Z InstantAdvance is a conservative, best practices tool that enables financial institutions to meet their customers’ emergency cash needs through automated deposit advance services while carefully managing risk and exposure. Technology Solutions 2009-06-19T17:33:20+00:00 http://www.smslp.com/knowledge/special-report-051209/ http://www.smslp.com/knowledge/special-report-051209/#When:17:22:12Z When the history of the current economic tsunami is written decades from now, the first quarter of 2009 may be viewed as the pivotal point in the annals of major financial institutions and in the overall economic cycle. Affiliation Program, General Business 2009-05-11T17:22:12+00:00 http://www.smslp.com/knowledge/keep-the-lights-onthoughts-on-getting-through-the-crisis/ http://www.smslp.com/knowledge/keep-the-lights-onthoughts-on-getting-through-the-crisis/#When:21:25:28Z Every single banker in America is contending on some level with the financial and economic crises. The realization that you’re not alone tends to firm up resolve. 2009-04-21T21:25:28+00:00 http://www.smslp.com/knowledge/the-power-of-presence/ http://www.smslp.com/knowledge/the-power-of-presence/#When:15:41:40Z Dennis Snow, Speaking of Service Excellence Blog. Those employees who focus on creating great experiences make customers feel welcome and valued. Those who focus on merely completing tasks make customers feel processed. 2009-04-21T15:41:40+00:00