By:  Rhonda Coggins, CRCM, National Compliance Services Director While compliance stakeholders have several different regulations to juggle, they also need to be on the lookout for acts or practices that are unfair,…

By: David Etter, Managing Director- Loan Review Services Most Bankers are very comfortable with the use of a Debt Service Coverage Ratio (“DSCR”) when evaluating a CRE transaction. Simple enough…

By: Dana Wilkes, Senior Affiliation Manager Sheshunoff Consulting + Solutions Editor’s Note:  In this month’s newsletter, we are pleased to share a recent article written by one of our CEO…

By: Edward R. Milhorn, Compliance Consulting Director The OCC’s advanced notice of proposed rulemaking (“ANPR”) issued in August 2019 indicated that the updated approach to Community Reinvestment Act (“CRA”) performance…

By Denise Dukette, Director Loan Review Services Regulatory guidance on HVCRE was initiated in 2013 as part of Basel III risk-weighted capital rules and applies to banking organizations which file…

By: Rhonda Coggins, CRCM, National Compliance Services Director Compliance stakeholders always seem to have a strong focus on regulatory changes ahead of them. It’s an important part of staying ahead…

By Dana Wilkes, Senior Affiliation Manager Season after season, one of our most popular Affiliation Program sessions is the High Performance Idea Exchange, which gives our members the opportunity to…

By: Dana Wilkes, Senior Affiliation Manager Even though the fall Affiliation Program meetings just wrapped up at the beginning of this month, preparations are already well underway for the spring sessions.…

By Katie Parente, Director Loan Review Services The Current Expected Credit Loss (CECL) accounting standard will require consideration of not only past events and current conditions, but also reasonable and…

By Rhonda Coggins, CRCM, National Compliance Services Director Regulation CC has been around for quite some time. It was promulgated by the Federal Reserve Board to implement the Expedited Funds Availability…