By Denise Dukette, Director Loan Review Services Regulatory guidance on HVCRE was initiated in 2013 as part of Basel III risk-weighted capital rules and applies to banking organizations which file…

By: Rhonda Coggins, CRCM, National Compliance Services Director Compliance stakeholders always seem to have a strong focus on regulatory changes ahead of them. It’s an important part of staying ahead…

By Dana Wilkes, Senior Affiliation Manager Season after season, one of our most popular Affiliation Program sessions is the High Performance Idea Exchange, which gives our members the opportunity to…

By: Dana Wilkes, Senior Affiliation Manager Even though the fall Affiliation Program meetings just wrapped up at the beginning of this month, preparations are already well underway for the spring sessions.…

By Katie Parente, Director Loan Review Services The Current Expected Credit Loss (CECL) accounting standard will require consideration of not only past events and current conditions, but also reasonable and…

By Rhonda Coggins, CRCM, National Compliance Services Director Regulation CC has been around for quite some time. It was promulgated by the Federal Reserve Board to implement the Expedited Funds Availability…

By: Edward R. Milhorn, Compliance Consulting Director The Community Reinvestment Act (CRA) was enacted in 1977 with the intention of encouraging depository institutions to help meet the credit needs of…

By: Curtis Carpenter, Principal and Head of Investment Banking The structure of community banking in the United States is changing in dramatic ways and an accelerating pace.  Based upon recent…

By: Dana Wilkes, Senior Affiliation Manager Members of Sheshunoff’s CEO and Senior Lending Officer Affiliation Programs have convened at various locations across the country this fall, including Pebble Beach, Hilton Head…

By: David Etter, Managing Director- Loan Review Services There are many reasons why banks are adding new asset classes to their portfolios, the most common of which is that they…