Author: Kimberley Emberg

By: David Etter, Managing Director- Loan Review Services Most Bankers are very comfortable with the use of a Debt Service Coverage Ratio (“DSCR”) when evaluating a CRE transaction. Simple enough…

By: Dana Wilkes, Senior Affiliation Manager Sheshunoff Consulting + Solutions Editor’s Note:  In this month’s newsletter, we are pleased to share a recent article written by one of our CEO…

By Denise Dukette, Director Loan Review Services Regulatory guidance on HVCRE was initiated in 2013 as part of Basel III risk-weighted capital rules and applies to banking organizations which file…

By Dana Wilkes, Senior Affiliation Manager Season after season, one of our most popular Affiliation Program sessions is the High Performance Idea Exchange, which gives our members the opportunity to…

By: Dana Wilkes, Senior Affiliation Manager Even though the fall Affiliation Program meetings just wrapped up at the beginning of this month, preparations are already well underway for the spring sessions.…

By Katie Parente, Director Loan Review Services The Current Expected Credit Loss (CECL) accounting standard will require consideration of not only past events and current conditions, but also reasonable and…

By: Curtis Carpenter, Principal and Head of Investment Banking The structure of community banking in the United States is changing in dramatic ways and an accelerating pace.  Based upon recent…

By: Dana Wilkes, Senior Affiliation Manager Members of Sheshunoff’s CEO and Senior Lending Officer Affiliation Programs have convened at various locations across the country this fall, including Pebble Beach, Hilton Head…

By: David Etter, Managing Director- Loan Review Services There are many reasons why banks are adding new asset classes to their portfolios, the most common of which is that they…

By: Matthew Hovis, CFE, CAMS, CPP, Director of BSA/AML Services On Wednesday, September 25th, The U.S. House of Representatives passed the Secure And Fair Enforcement (SAFE) Banking Act. First introduced…