2020 3Q FDIC Quarterly Industry Summary
By John Adams, Principal and Head of Investment Banking Net Income Improves From the Previous Quarter Due to Lower Provision Expense Net Income Declines from a Year Ago Because of…
Paycheck Protection Program: The New Year Brings Great Tidings of Additional Support for Small Businesses!
However, the Love was not Unconditional… By: Edward R. Milhorn, Compliance Consulting Director On January 8, 2021, the U.S. Small Business Administration (SBA) announced that the Paycheck Protection Program (PPP)…
M&A Trends and Capital Markets Opportunities: What’s Driving M&A Pricing?
By: John Adams, Principal and Head of Investment Banking Bank merger prices change from year to year and vary among banks of different sizes, geographies and business models. In this…
Best from the Fall 2020 High Performance Idea Exchange
By: Dana Wilkes, Senior Affiliation Manager Later this month our Affiliation Program fall meeting attendees will receive a detailed recap of the best and brightest concepts and reflections from the…
CFPB Proposal for Small Business Lending Data Collection
By: Edward R. Milhorn, Compliance Consulting Director Back on September 15, 2020, in connection with the requirements set forth in Section 1071 of the Dodd-Frank Wall Street Reform and Consumer…
Trending Topics from Fall Affiliation Program Discussions
The fall sessions for Sheshunoff’s CEO and Senior Lending Officer Affiliation Programs have featured interactive, collaborative discussions on the current issues that are top of mind for community bankers today.…
Thoughts on How to Address the COVID Deferrals that are Coming to an End
By: David Etter, Managing Director- Loan Review Services I have clients who received 6-month payment deferrals, and those are now maturing. The clients do not have the capacity to re-start…
RESPA Section 8 Official Guidance: Out with the Old, in with the New!
By: Edward R. Milhorn, Compliance Consulting Director Earlier this month, the Consumer Financial Protection Bureau (CFPB) rescinded Compliance Bulletin 2015-05, titled “RESPA Compliance and Marketing Services Agreements (MSA).” The CFPB determined…
Did the OCC rush the new CRA?
By: Wilhelmina Wachter, Managing Director – Compliance Services On May 20, 2020, the Office of the Comptroller of the Currency (OCC) issued a final rule on the Community Reinvestment Act…
Private Bank Stock Transactions
By: John Adams, Head of Investment Banking 2020 has been marked by extreme volatility in the market for public stocks. As a private bank, this is more than a passing…
